Monday, December 29, 2014

For Sale: 2607 Foster Ave. Baltimore

For Sale
Located in Canton
2607 Foster Ave.
Baltimore, MD 21224
$269,900
2 Bedroom
2 Bath
MLS# BA8478176









Tuesday, January 28, 2014

Office Space for Sale in Bowie

BOWIE OFFICE PARK

MLS# PG8211247

Top floor end unit 
with 4 offices 
and 1 reception area

$139,900



Discover a New Way to Live!




Precision Built
Build & Deliver
Better for the Environment
Eco Materials
Healthy Living Environment
Energy Efficient
Water Conservation


Steel Construction
Folding Technology (Blu)
Abundant Natural Light
Quality Finishes
Limited On-Site Time
Renewable Energy
Use Less Energy






Monday, November 11, 2013

Veteran Home Purchase Options

Veteran Purchase Quick Facts

·         ZERO DOWN PAYMENT for eligible Veterans, Active Duty, Reservists, National Guards, and unmarried spouses of Vets killed in line of duty.  Most VA loans that I handle the buyer can get in for no money and get their deposit and appraisal funds back at closing.  VET can NEVER get back any more cash at closing than what he put in. 
·         Lender can obtain online COE (certificate of eligibility) from ACE.  Certificate of Eligibility helps determine veteran’s entitlement and if exempt from VA Funding fee.
·         Must owner occupy at time of purchase but can refinance later without occupying at time of refinance
·         No monthly mortgage insurance
·         VA Funding fee is charged instead of monthly mortgage insurance.  This fee is financed or paid in cash by buyer or the seller.
·         Funding fee exemptions –service related injury or Vet who
re-enlisted
·         Veteran purchasers CANNOT pay for:  lender flat fees of more than 1%, termite inspection, well and septic inspections, or real estate flat fees.
·         Seller can pay all closing AND  up to 4% towards escrows, buyers’ debts, decorating allowances, and VA funding fee.
·         Vet can have more than one VA financed home which may require a down payment
·         Can have a departure residence and use lease to offset mortgage if subject property will be VA.  FHA and Conventional require 25 to 30% equity, respectively, to count lease on departure residence
·         Total debt to income ratio of 41%, in many instances can go  higher if income reserves are more than 120% along with other compensating factors
·         Credit score can be as low as 600 to county limit, then 620 to $700k, and 640 to $1 million, and 700 to $1.5 million
·         Vet can only have spouse as co-signor or another Vet for no to low down payment, unless the price is very low such as $70k
·         30 year fixed- ARMs have been discontinued at this time

VA FUNDING FEE
·         Funding fee – first time buyer 0% down payment = 2.15%
·         Funding fee – first time buyer 5% to 10% down = 1.5%
·         Funding fee – first time buyer greater than 10% down = 1.25%
·         Funding fee – subsequent user 0% down payment – 3.3%
·         Funding fee – subsequent user 5% to 10% down– 1.5%
·         Funding fee – subsequent user greater than 10% down - 1.25%



VETERAN LOAN LIMITS 2013 MARYLAND

Anne Arundel, Baltimore, Carroll, Harford, and Howard: $500,000
Calvert, Charles, Frederick, Montgomery, and Prince Georges: $843,750

Veteran CAN get a loan for HIGHER than amounts referenced above which may require a down payment.
Lender determines Vet down payment by comparing 25% of price to 25% of county limit and the eligibility verified on COE


CONDOS – For VA financing only need to be on VA approved list.  This may be a key feature to put in listing where delinquency would be an issue for FHA or Conventional

Wednesday, March 6, 2013

Fuji - Hibachi Sushi & Lava Bar



  • 1406 S. Main Chapel Way
  • Gambrills, MD 21054
  • Village at Waugh Chapel South
  • Tel: 410.721.6880
  • Fax: 410.721.6810
  • Open Hours

  • Mon-Thur 11:30am-10:30pm
  • Fri & Sat: 11:30am-11:30pm
  • Sunday: 12:00noon-10:00pm

  • We Accept Visa, MasterCard, AmericanExpress (min.$10.00)


Tuesday, December 11, 2012

Blue Dolphin Grill


Click Here to see Menus

1166 State Route 3 South
Suite 201
Gambrills, MD 21054

410-721-9081

What Makes The Blue Dolphin so Special?

The Blue Dolphin Seafood Bar & Grill is located outside of Baltimore in the pleasant community of Crofton, Maryland. Incorporating a unique formula that combines Baltimore’s’ strongest culinary talents and Co-Owners Pete & Penny Patiniotis and Brian & Karen McCann, The Blue Dolphin Seafood Bar & Grill offers a creative, approachable modern American cuisine in an energetic, comfortable and vibrant setting. Click here for our weekly specials!





Tuesday, December 4, 2012

Affordable Garage Doors



So. Anne Arundel:(410) 867-1112
Annapolis:(410) 266-1654
Prince Frederick/No. Calvert:(410) 535-6446


SPECIALIZING IN RESIDENTIAL GARAGE DOOR
AND AUTOMATIC GARAGE DOOR OPENERS


SALES  * SERVICE * INSTALLATION



4 Seasons Grille

Physical Locations:
Village at Waugh Chapel
2630 Chapel Lake Drive - Gambrills, MD 21054 
Phone: 
Main 410.451.5141
Hours:
Monday - Thursday 11:00 am - 10:00 pm - Bar open till 11:00 pm
Friday - Saturday 11:00 am - 11:00 pm - Bar open till 12:00 am
Sunday - Brunch 11:00 am - 3:00 pm / Dinner 3:00 pm - 10:00 pm - Bar open untill 11:00 pm
Westfield Annapolis Mall
2300 Annapolis Mall, suite #1700 Annapolis, MD 21401 
Phone:
410.571.6200 
OPENING FALL 2012
Hours:
Sunday 10:00 am - 10:00 pm 
Monday - Thursday 11:00 am - 11:00 pm
Friday - Saturday 11:00 am - 12:30 am

Monday, October 29, 2012

Wegmans of Crofton



WEGMANS


from our family to yours


Wegmans has been family-run since 1916. So when we say “every day you get our best,”
it’s a family promise that you’ll always get our best service, products, meals, and prices. Welcome to your store - at Wegmans, we’re here to help you make great meals easy.

  • Get Our Best
    Get Our Best »
  •  
  • Great Meals Easy
    Great Meals Easy »
  •  
  • Market Café
    Market Café »
  •  
  • Low Prices
    Low Prices »
  •  
  • Best Ingredients
    Best Ingredients »
Get Our Best

Every Day You Get Our Best

Have a cooking question for our in-store Executive Chef, a sushi craving, or need that special fresh baked bread for tonight’s dinner? We’re here to help you get great meals on your table.
Gerry Troisi
Store Manager


Market Statistics for Crofton, Maryland




Tuesday, March 6, 2012

Atlas Stone Fabricators

Masters in crafting natural stone.

Marble
Granite
Limestone
Onyx
Slate
Caesarstone
Cambria
Zodiaq

Atlas Stone Fabricators Inc. provides top quality design, fabrication, and installation of natural stone. Atlas is pleased to announce that we’ve moved to a NEW bigger and better location to meet all your stone needs!
At our new facility we use the latest technology and our own personal touch to create each project.

When it comes to custom stone, if you can imagine it, we can do it.



                  SHOWROOM NOW OPEN SATURDAY
                                                         Odenton Business Park
                                              8274 Lokus Rd. Suite 109
                                              Odenton, Maryland 21113
                                             Phone: 410-672-4111 or 301-912-2129
                                                               Fax: 410-672-4116
                                                                        Hours: 
                                       Monday - Friday: 8:30am - 5:00pm
                                            Saturday: 9:00am - 1:00pm


Wednesday, February 29, 2012

Food: Pho Noodle Soup of Crofton


What is Pho Noodle Soup?  Wiki

2 Great Places with Amazing Pho Soup

Saigon Noodle House
2171 Defense Hwy
CroftonMD 21114
410-451-9410

VN Noodle House
2299 Johns Hopkins Rd
GambrillsMD 21054
410-721-6619

Recommendations:  Pho Soup & Combination Roll


Saturday, February 25, 2012

Kids: Monster Mini Golf


Monster Mini Golf is an exciting indoor monster themed glow in the dark 18 hole miniature golf course that offers a host of fun activities at every turn. This is not your average mini golf course! Whether you're visiting for the first time, or the hundredth, you feel the excitement and adventure of playing mini golf among a scary but cool monster décor with custom and animated props at every turn. All locations are unique and custom designed.

Monster Mini Golf
7351 Assateague Drive #380
Jessup, MD 20794
410-579-4653



Tuesday, February 7, 2012

Printing Specialist Corporation

Printing Specialist Corporation

806-D Cromwell Park Drive
Glen Burnie, MD 21061

Phone:  410-768-3200

Click Here for Website



Friday, January 27, 2012

Life Time Pavers


Patios
Walkways
Driveways
Retaining Walls
Pool Decks
Steps & Porches
Drainage Systems


Call Today!  800-760-3373

Request a FREE Estimate  Click Here



Sunday, January 22, 2012

Long & Foster Realtors


Long & Foster is the largest real estate company in the Mid-Atlantic region. Our goal is to bring you the total home ownership experience. That means providing services that go beyond the exchange of real estate. We can help with your mortgage, title, and insurance. We also provide relocation and settlement services. And, when it comes to maintenance, repairs and upgrades to your home, we know people. Our partnerships with some of the region’s top service providers make us a convenient, single stop when you’re ready to get work done on your home.